American Expressvs.Visa
AXP vs V · both in Payment rails & networks, part of the Banks, payments & capital markets value chain: The networks and processors that take a fee every time a card is swiped — the fee engine.
Visa is about 2.7× larger than American Express by market cap; American Express trades at the lower P/E (21.3 vs 29.6); year to date, Visa leads (−0.5% vs −5.2%).
Side by side
| AXP | V | |
|---|---|---|
| Market cap | $239B | $658B |
| Price | $356.24 | $354.10 |
| Today | +1.6% | +1.5% |
| Return YTD | −5.2% | −0.5% |
| Return 1Y | +7.8% | −1.9% |
| P/E | 21.3 | 29.6 |
| P/S | 3.0 | 15.3 |
| P/B | 7.0 | 18.4 |
Data as of 2026-07-13 · updates daily after U.S. close
The two companies
American ExpressAXP
A closed-loop network and card issuer in one — it earns fees from merchants and interest from its affluent cardholders, and owns the customer relationship end to end.
Full AXP profile →VisaV
The world's largest card network — it does not lend, it takes a small fee on the value of every transaction that runs across its rails. A toll on global spending.
Full V profile →More comparisons in Payment rails & networks
See where AXP and V sit in the full Banks, payments & capital markets map — every segment from suppliers to end markets.Open the Finance value chain →