Fiservvs.PayPal
FI vs PYPL · both in Payment rails & networks, part of the Banks, payments & capital markets value chain: The networks and processors that take a fee every time a card is swiped — the fee engine.
PayPal is about 1.2× larger than Fiserv by market cap; PayPal trades at the lower P/E (8.1 vs 9.5); year to date, Fiserv leads (−15.5% vs −20.7%).
Side by side
| FI | PYPL | |
|---|---|---|
| Market cap | $34.3B | $40.9B |
| Price | — | $47.13 |
| Today | — | +1.7% |
| Return YTD | −15.5% | −20.7% |
| Return 1Y | +23.2% | −38.8% |
| P/E | 9.5 | 8.1 |
| P/S | 1.6 | 1.2 |
| P/B | 1.4 | 2.0 |
Data as of 2026-07-13 · updates daily after U.S. close
The two companies
FiservFI
A payments and financial-technology backbone: it processes card transactions for banks and runs the Clover point-of-sale system for merchants. Fee-per-transaction economics.
Full FI profile →PayPalPYPL
A digital-payments platform spanning online checkout, peer-to-peer (Venmo) and merchant services. Growth has matured and competition has intensified.
Full PYPL profile →More comparisons in Payment rails & networks
See where FI and PYPL sit in the full Banks, payments & capital markets map — every segment from suppliers to end markets.Open the Finance value chain →