Sectivia

Bank of Americavs.U.S. Bancorp

BAC vs USB · both in Banks, part of the Banks, payments & capital markets value chain: Consumer and commercial banks that take deposits and make loans — the foundation of the system.

Bank of America is about 4.4× larger than U.S. Bancorp by market cap; year to date, U.S. Bancorp leads (+17.0% vs +8.5%).

Side by side

BACUSB
Market cap$423B$97.2B
Price$59.27$62.46
Today−0.7%+0.1%
Return YTD+8.5%+17.0%
Return 1Y+27.0%+31.2%
P/E13.412.5
P/S2.32.1
P/B1.41.5

Data as of 2026-07-13 · updates daily after U.S. close

The two companies

Bank of AmericaBAC

NYSE · USA

A leading U.S. consumer bank with a vast retail deposit base, plus wealth management (Merrill) and a large investment bank. Highly sensitive to interest rates.

Money-center bankDepositsWealth
Full BAC profile →

U.S. BancorpUSB

NYSE · USA

One of the largest U.S. regional banks, known for strong returns and a sizable payments business alongside traditional lending and deposits.

Regional bankPaymentsHigh returns
Full USB profile →

More comparisons in Banks

See where BAC and USB sit in the full Banks, payments & capital markets map — every segment from suppliers to end markets.Open the Finance value chain →