Bank of Americavs.U.S. Bancorp
BAC vs USB · both in Banks, part of the Banks, payments & capital markets value chain: Consumer and commercial banks that take deposits and make loans, the foundation of the system.
Bank of America is about 4.3× larger than U.S. Bancorp by market cap; year to date, U.S. Bancorp leads (+6.9% vs −2.5%).
Side by side
| BAC | USB | |
|---|---|---|
| Market cap | $377B | $88.1B |
| Price | $54.32 | $57.08 |
| Today | +1.3% | +0.1% |
| Return YTD | −2.5% | +6.9% |
| Return 1Y | +7.6% | +21.4% |
| Since July 13, 2026 | −8.7% | −8.4% |
| P/E | 11.2 | 10.8 |
| P/S | 2.3 | 2.1 |
| P/B | 1.3 | 1.3 |
Data as of 2026-10-09 · updates daily after U.S. close
Since July 13, 2026: the change in the closing price from the first session with a close for both companies. Sectivia records these closes itself, starting June 26, 2026.
The two companies
Bank of AmericaBAC
Its retail deposit base is vast, which makes earnings move with interest rates more than most. Merrill wealth management and a large investment bank sit on top.
Full BAC profile →U.S. BancorpUSB
A payments business of real size sits alongside conventional deposits and loans here, unusual among U.S. regional banks. Returns have been strong.
Full USB profile →More BAC & USB comparisons
Other head-to-heads in the Banks segment.