Sectivia

Mastercardvs.PayPal

MA vs PYPL · both in Payment rails & networks, part of the Banks, payments & capital markets value chain: The networks and processors that take a fee every time a card is swiped, the fee engine.

Mastercard is about 9.6× larger than PayPal by market cap; PayPal trades at the lower P/E (10.4 vs 30.2).

Supply-chain link: Mastercard supplies PayPal.

Side by side

MAPYPL
Market cap$491B$51.2B
Price$598.47$61.81
Today−0.2%−0.7%
Return YTD+5.0%+6.7%
Return 1Y+1.0%−10.4%
P/E30.210.4
P/S14.01.5
P/B87.52.6

Data as of 2026-08-27 · updates daily after U.S. close

The two companies

MastercardMA

NYSE · USA

The second card network, in a near-duopoly with Visa. Capital-light and fee-based.

Payment networkFee tollDuopoly
Full MA profile →

PayPalPYPL

NASDAQ · USA

Online checkout is the core, with Venmo for peer-to-peer transfers and Braintree processing behind other companies' payments. Growth has matured and rivals have crowded in.

Digital walletOnline checkoutVenmo
Full PYPL profile →

More MA & PYPL comparisons

Other head-to-heads in the Payment rails & networks segment.

See where MA and PYPL sit in the full Banks, payments & capital markets map: every segment from suppliers to end markets.Open the Finance value chain →