PayPalvs.Visa
PYPL vs V · both in Payment rails & networks, part of the Banks, payments & capital markets value chain: The networks and processors that take a fee every time a card is swiped, the fee engine.
Visa is about 15× larger than PayPal by market cap; PayPal trades at the lower P/E (9.7 vs 31.3); year to date, Visa leads (+7.0% vs −5.8%).
Supply-chain link: Visa supplies PayPal.
Side by side
| PYPL | V | |
|---|---|---|
| Market cap | $47.5B | $707B |
| Price | $55.53 | $385.45 |
| Today | +0.9% | +2.8% |
| Return YTD | −5.8% | +7.0% |
| Return 1Y | −27.7% | +6.8% |
| Since July 13, 2026 | +16.5% | +7.7% |
| P/E | 9.7 | 31.3 |
| P/S | 1.4 | 15.9 |
| P/B | 2.4 | 20.1 |
Data as of 2026-10-09 · updates daily after U.S. close
Since July 13, 2026: the change in the closing price from the first session with a close for both companies. Sectivia records these closes itself, starting June 26, 2026.
The two companies
PayPalPYPL
Online checkout is the core, with Venmo for peer-to-peer transfers and Braintree processing behind other companies' payments. Growth has matured and rivals have crowded in.
Full PYPL profile →VisaV
Visa lends nothing. It takes a small cut of the value of every transaction that crosses its rails, which makes it a toll on global spending rather than a lender.
Full V profile →More PYPL & V comparisons
Other head-to-heads in the Payment rails & networks segment.