PayPalvs.Visa
PYPL vs V · both in Payment rails & networks, part of the Banks, payments & capital markets value chain: The networks and processors that take a fee every time a card is swiped — the fee engine.
Visa is about 16× larger than PayPal by market cap; PayPal trades at the lower P/E (8.1 vs 29.6); year to date, Visa leads (−0.5% vs −20.7%).
Side by side
| PYPL | V | |
|---|---|---|
| Market cap | $40.9B | $658B |
| Price | $47.13 | $354.10 |
| Today | +1.7% | +1.5% |
| Return YTD | −20.7% | −0.5% |
| Return 1Y | −38.8% | −1.9% |
| P/E | 8.1 | 29.6 |
| P/S | 1.2 | 15.3 |
| P/B | 2.0 | 18.4 |
Data as of 2026-07-13 · updates daily after U.S. close
The two companies
PayPalPYPL
A digital-payments platform spanning online checkout, peer-to-peer (Venmo) and merchant services. Growth has matured and competition has intensified.
Full PYPL profile →VisaV
The world's largest card network — it does not lend, it takes a small fee on the value of every transaction that runs across its rails. A toll on global spending.
Full V profile →More comparisons in Payment rails & networks
See where PYPL and V sit in the full Banks, payments & capital markets map — every segment from suppliers to end markets.Open the Finance value chain →